Plan the cover you may need when taking a vehicle home after buying it.
Plan the cover you may need when taking a vehicle home after buying it.
Buying a vehicle does not automatically insure it for the journey home. You need a policy that is valid when you take control of the car, with the correct registration and vehicle information. Check the handover time and allow a margin for delays.
Registration, make, model and ownership details should match what you enter. If the registration is changing or the DVLA record has not yet caught up, do not guess the vehicle information; confirm it with the seller and insurer before purchase.
If you plan to keep the vehicle, decide how its ongoing insurance will be arranged before any short-term policy expires. You may also need to tax the vehicle. A temporary policy for collection is not a substitute for arranging suitable long-term protection.
Only after the insurer has confirmed that the policy is in force, for the correct vehicle and driver.
No. The insurer or its authorised reporting agent is responsible for insurance-record updates, which can take time.