The time is part of the contract
A temporary policy is not simply labelled by a calendar day. A start at 14:00 and a finish at another specific time may create a different window from what a driver expects. Read both timestamps exactly as displayed.
INSURANCE GUIDES / EXPLAINED
Insurance start times and expiry dates
Why an exact time matters when arranging cover for a short trip.
THE SHORT VERSION
Why an exact time matters when arranging cover for a short trip.
Think about delays and handovers
Collections, appointments and return journeys sometimes run late. Choose an appropriate period and have a plan if circumstances change. If cover is about to expire, arrange any new coverage before continuing to drive.
Keep proof of any changes
Changes and renewals may need the insurer’s acceptance. A new quote does not extend an existing contract, and a request for help does not alter the expiry time until the provider confirms it.
GOOD TO KNOW
Common questions
Does insurance start as soon as I press Pay?
Not necessarily. The insurer-confirmed start time governs.
Will an unfinished quote hold the start time?
No. A draft quote is not a binding insurance contract.