How to use an IPID alongside your policy wording.
How to use an IPID alongside your policy wording.
An Insurance Product Information Document summarises key product features in a standardised format for many general insurance products. It can help highlight the broad type of cover, exclusions, obligations and cancellation information.
The IPID is not a substitute for the full policy wording and schedule. Those documents may contain conditions or endorsements specific to your vehicle or risk. Read them together.
Look for the insurer and product identity, principal exclusions, restrictions and the cancellation summary. If a required document has not been supplied, request it from the authorised provider before proceeding.
Required product documentation must come from the insurer or authorised provider, as applicable.
No. The policy contract governs the claim subject to applicable law.