Insurance considerations when buying directly from another person.
Insurance considerations when buying directly from another person.
A private seller’s insurance may not cover you once you take possession. Arrange your own applicable insurance for the journey home and make sure the start time matches the handover. Always check the vehicle identification and registration against the documents.
Check vehicle tax and roadworthiness as well as insurance. A seller’s assurances about the old policy or database entry are not sufficient evidence for your own driving. If the car has an unusual registration or major modifications, ask the insurer about eligibility.
Save purchase records and the insurer-issued certificate. If the first trip is delayed, check whether your dates still work before driving. A short-term policy ends at its scheduled time even if a purchase takes longer than planned.
Not unless your own legal entitlement to drive is clearly established under applicable policy terms.
No. Wait for insurer-confirmed policy documents.